Financing with Our Dealership

Owen Ford takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

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Welcome to Our Ford Finance Center


Let’s say you discover the ideal vehicle that can upgrade your driving routine and improve your lifestyle. The next step is finding the best financing to drive it home. Here is where our finance center comes into play. 

At Owen Ford, serving Jarratt, Blackstone, Emporia, and Franklin, Virginia, we aim to become a helpful ally by providing finance solutions that ease your journey toward your new vehicle. 

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Benefit From Our Finance Tools


At our Ford dealer near Richmond, VA, we offer a range of online finance tools to enhance your vehicle purchasing experience. Here’s how our finance tools can benefit you: 

  • Credit Estimator: Quickly estimate your credit score and understand how it might affect your financing options. The credit estimator tool helps you gauge your eligibility and budget plan effectively. 
  • Value Your Trade: Discover the current market value of your vehicle before visiting our dealership. Simply provide details about your vehicle’s make, model, year, and condition to receive an accurate appraisal from our Value Your Trade tool. 
  • Online Finance Application: Apply for financing from the comfort of your home. Our secure online application process makes it easy to start the pre-approved process and the vehicle purchasing path. 

These tools are designed to streamline your financing journey, provide valuable insights, and make it easier to plan your purchase. By utilizing these resources, you can approach your vehicle purchase with greater confidence and ease. 

We Can Buy Your Vehicle


Selling or trading in your vehicle is an easy and flowing task at our Ford dealer near South Hill, VA. Our straightforward process ensures you get a fair and transparent offer for your vehicle. Here’s how our three-step process works: 

  1. Submit your vehicle information: Begin by using our "Value Your Vehicle" tool. Provide details about your vehicle’s condition, make, model, and year to receive an initial estimate. This step lets us gather essential information about your car before visiting us. 
  2. Schedule your appointment: After you submit your vehicle information, one of our trained sales team members will contact you to schedule a personal appointment. 
  3. Get a cash offer from an appraiser: Based on its condition and current market value, you can receive an immediate cash offer for your vehicle. 

This efficient process ensures you receive a competitive offer for your vehicle and simplifies the trade-in or sale process

Drive Now, Pay Later


Our Ford dealer near Roanoke Rapids, North Carolina, is excited to offer the "Drive Now, Pay Later" program. This program allows you to enjoy a new Ford vehicle with deferred payments, providing extra time to get your finances in order before making your first payment. 

The deferred payment program extends your loan term by 90 days. This means you’ll make payments for a slightly more extended period, which can affect the overall cost of your loan. Reviewing the terms carefully and understanding how they impact your budget is essential.

Contact Us to Learn More


Visit us today to explore our finance options and take the next step towards driving your dream Ford. Our finance team is here to assist you with any questions and guide you through every stage of the financing process. Contact us at Owen Ford, serving Jarratt, Blackstone, Emporia, and Franklin, VA, and let us help you get behind the wheel of your new vehicle with confidence. 

 
 

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Make an Inquiry

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  1. Owen Ford

    402 Blue Star Hwy
    Jarratt, VA 23867

    • Sales: (434) 535-8515
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Get in Touch

  • Contact our Sales Department at: (434) 535-8515
  • Monday8am-7pm
  • Tuesday8am-7pm
  • Wednesday8am-7pm
  • Thursday8am-7pm
  • Friday8am-7pm
  • Saturday8am-4pm
  • SundayClosed