Give yourself some credit: Find out your credit score free

Are you curious about your credit score? Have you wished you could easily find out? Maybe you're concerned that checking your credit might cost a lot - or that it might make your credit score go down. No worries. Our Credit Estimator can provide you with your credit score right now in about two minutes. It won't cost you a thing or hurt your credit. Your score is sent to you as "encrypted" data which means it's secure and no one else can see it.

We don't need your Social Security # or your birth date

At Owen Ford in Jarratt, VA, we don't blame you for not wanting to put your Social Security number out there online. In fact, we agree that's not a good idea and we don't ask for it. We also don't blame you for not wanting to share your birth date. That's personal information and our Credit Estimator doesn't require that from you. 

Getting your credit score here won't affect your credit

This free credit check service is provided for us by the automotive value experts at Black Book. What you'll get is your current credit score from the files of Equifax, one of the three major credit reporting bureaus. Doing this kind of "soft" credit check doesn't affect your credit score or lower your score in any way. It's safe because the data is encrypted and secure, and it's absolutely free, the way it should be. 

Knowing your credit score is the first step to raising it

Finding out your credit score as reported by a reputable agency like Equifax can help you get a good indication of where your credit stands. Talk to the specialists in our finance center to learn more about credit and how getting the right car loan and making regular on-time payments can help raise your credit score. We can also help you find the right financing for your next vehicle.